Retail & E-Commerce

How ‘Buy Now, Pay Later’ Consumers Differ From Credit Card Users

U.S. respondents who have used a BNPL service report more income volatility and poorer financial well-being compared to those in a household with a credit card, writes Morning Consult’s financial analyst Charlotte Principato

How BNPL Fits Into Shoppers’ Payment Plans This Holiday Season

Credit and debit cards still dominate, but interest in and usage of “buy now, pay later” services continue to grow among younger generations, writes Morning Consult financial services analyst Charlotte Principato, with no signs of slowing down before the holiday season

BNPL Users Plan Bigger Holiday Purchases, Larger Budgets Than Everyday Shoppers

Morning Consult financial services analyst Charlotte Principato examines how consumers plan to use “buy now, pay later” services this holiday season, and how their budgets differ from those of the general public

Consumers Without Financial Anxiety Are Helping Drive BNPL, New Credit Card Holiday Growth

Shoppers who are worried about finances lead overall interest in alternative funding options such as BNPL, but they aren’t driving growth in the service, writes Morning Consult financial services analyst Charlotte Principato

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